Legal
Terms of Service
Effective April 1, 2026
1. Acceptance of Terms
By accessing or using the Prysm website and property valuation service (the "Service"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, do not use the Service. The Service is operated by an individual ("Operator," "we," "us," or "our") and is provided free of charge for informational purposes only.
2. Not an Appraisal or Professional Advice
The valuations provided by Prysm are statistical estimates only. They are not real estate appraisals, broker price opinions, or any form of professional real estate advice.
The Operator is not a licensed real estate appraiser, broker, agent, or financial advisor. The Service does not constitute an appraisal as defined by the Uniform Standards of Professional Appraisal Practice (USPAP) or any federal, state, or local law. Valuation estimates from this Service should not be used as a substitute for a professional appraisal or the advice of licensed real estate, financial, or legal professionals.
The Service is intended to provide general informational estimates based on publicly available data and statistical modeling. It does not account for the interior condition, upgrades, unique features, or other factors that a licensed appraiser would evaluate through physical inspection.
3. Accuracy and Data Sources
Valuation estimates are generated using comparable sales data obtained from third-party sources, primarily the Rentcast API. While we make reasonable efforts to provide useful estimates, we do not guarantee the accuracy, completeness, reliability, or timeliness of any data or valuation produced by the Service.
The statistical model underlying the Service applies mathematical techniques including regression analysis, outlier removal, and weighted scoring. These techniques are inherently approximations and may produce results that differ significantly from actual market values.
Third-party data may contain errors, omissions, or outdated information. We are not responsible for the accuracy of data supplied by Rentcast or any other third-party provider. Property records, sale prices, and property attributes may be incomplete or inaccurate in public records.
4. Disclaimer of Warranties
The Service is provided "as is" and "as available" without warranties of any kind, whether express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement.
We do not warrant that the Service will be uninterrupted, error-free, or free of viruses or other harmful components. We do not warrant that the results obtained from the Service will be accurate or reliable. No advice or information, whether oral or written, obtained from the Service shall create any warranty not expressly stated in these Terms.
5. Use at Your Own Risk
You use the Service entirely at your own risk. Any reliance you place on the valuation estimates, comparable sales data, confidence scores, or any other output of the Service is strictly at your own discretion. You are solely responsible for any decisions you make based on information obtained through the Service.
We strongly recommend consulting with licensed real estate professionals, appraisers, financial advisors, or attorneys before making any real estate transaction, investment, or financial decision.
6. Limitation of Liability
To the fullest extent permitted by applicable law, the Operator shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenue, data, or goodwill, arising out of or in connection with your use of or inability to use the Service, even if the Operator has been advised of the possibility of such damages.
In no event shall the Operator's total liability to you for all claims arising out of or relating to the Service exceed one hundred dollars ($100). This limitation applies regardless of the legal theory on which the claim is based, including negligence, contract, strict liability, or any other theory.
7. Intellectual Property
The Service, including its design, valuation model, statistical methodology, code, text, graphics, and other content, is the intellectual property of the Operator and is protected by applicable copyright and intellectual property laws.
You may use valuation results generated by the Service for your personal, non-commercial purposes. You may not copy, reproduce, distribute, modify, create derivative works of, publicly display, or publicly perform any part of the Service or its underlying methodology without the prior written consent of the Operator.
You may not reverse-engineer, decompile, or otherwise attempt to extract the source code or algorithms of the valuation model. You may not use automated tools, bots, scrapers, or similar technologies to access the Service in a manner that exceeds reasonable personal use.
8. Acceptable Use
You agree to use the Service only for lawful purposes and in accordance with these Terms. You may not use the Service in any manner that could damage, disable, overburden, or impair the Service or interfere with any other party's use of the Service. You may not attempt to gain unauthorized access to the Service, its servers, or any systems connected to the Service.
9. Indemnification
You agree to indemnify, defend, and hold harmless the Operator from and against any and all claims, damages, losses, liabilities, costs, and expenses (including reasonable attorney's fees) arising out of or related to your use of the Service, your violation of these Terms, or your violation of any rights of a third party.
10. Modification of Terms
We reserve the right to modify these Terms at any time at our sole discretion. Changes will be effective immediately upon posting to this page with an updated effective date. Your continued use of the Service after any modification constitutes your acceptance of the revised Terms. It is your responsibility to review these Terms periodically for changes.
11. Termination
We may suspend or discontinue the Service at any time, with or without notice, for any reason. We may also restrict your access to the Service if we believe you have violated these Terms. Upon termination, all provisions of these Terms that by their nature should survive will remain in effect, including intellectual property provisions, disclaimers, limitations of liability, and indemnification.
12. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of Arizona, without regard to its conflict of laws provisions. Any legal action or proceeding arising out of or relating to these Terms or the Service shall be brought exclusively in the state or federal courts located in Maricopa County, Arizona, and you consent to the personal jurisdiction of such courts.
13. Severability
If any provision of these Terms is found to be invalid or unenforceable by a court of competent jurisdiction, the remaining provisions shall continue in full force and effect. The invalid or unenforceable provision shall be modified to the minimum extent necessary to make it valid and enforceable.
14. Entire Agreement
These Terms, together with the Privacy Policy and Valuation Disclaimer, constitute the entire agreement between you and the Operator regarding the use of the Service and supersede any prior agreements or understandings.
15. Contact
If you have questions about these Terms, please reach out via the contact information provided on the Prysm website.